Articles and
Research Publications
The following are research papers and articles about financial
issues people face today.
Survey of Financial Literacy in Washington State: Knowledge,
Behavior, Attitudes, and Experiences. Commissioned by the Washington
State Department of Financial Institutions, December 2003.
Download PDF file here.
Generation Broke: The Growth of Debt Among Young
Americans
by Tamara Draut and Javier Silva.
Borrowing to Make Ends Meet Briefing Paper #2, October 2004
Download PDF file here.
The Great Credit Card Rip-Off.
By Tamara Draut, February 16, 2004
Download PDF file here.
Workplace Financial Education Improves Personal Financial
Wellness.
E. Thomas Garman, Jinhee Kim, Constance Y. Kratzer, Bruce H. Brunson and So-hyun
Joo. 1999, Association for Financial Counseling and Planning Education.
Download PDF file here.
The Potential Effects of Workplace Financial Education Based on
the Relationship between Personal Financial Wellness and Worker Job
Productivity.
So-hyun Joo and E. Thomas Garman. Personal Finances and Worker
Productivity 1998, Vol. 2, No. 1
Download PDF file here.
Financial Literacy: An Overview of Practice,
Research, and Policy Sandra Braunstein and Carolyn Welch, of the Federal
Reserve Board, Division of Consumer and Community Affairs. Nov 2002.
Download PDF file here.
Personal Finance and the Rush to Competence, Financial Literacy
Education in the U.S. Fannie Mae Foundation and Institute for
Socio-Economics, 2000.
Download PDF file here.
Opening Statement of Chairman Paul S. Sarbanes (D-MD) at the
Hearing on "Predatory Mortgage Lending Practices: Abusive Uses of
Yield Spread Premiums." January, 2002.
Download PDF file here.
20 Sneaky Credit Card Tricks.
Download PDF
file here.
66 Ways to Save Money.
Download PDF
file here.
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