Free Services Include:

Mortgage SOS (Second Opinion Service): We review and analyze purchase or refinance loans to find hidden fees, junk fees, and inflated interest rates.  We also ensure you get the right program for your needs.

Mortgage Review: Analysis of your current mortgage to determine if it is the best fit for your current and future financial needs.

Mortgage Readiness: We analyze your financial picture and determine what you can afford and what type of loan best meets your needs.

Home Loan Pre-Approval: We gather and analyze financial information and submit for home loan approval so you can start looking for a home. 

Total Cost Analysis: We analyze and present the cost impact of various mortgage programs over time.

Debt Consolidation Analysis: We provide a complete analysis of the financial effects of a debt consolidation loan.

Equity Repositioning: We provide a comprehensive analysis using home equity for other purposes like investing.

Fee Based Services Include:

Mortgage Advocate: We act as  your advocate to keep you safe through all the way through closing. 

Mortgage Broker: We find the best loan for your financial needs at the best rate and lowest cost possible.